Our Business Subsidiaries

Six focused enterprises, one unified vision — building a better Ghana.

Six Pillars of the PH Group Family

PH Group's strength lies in its diversification. Rather than a single-sector business, we have deliberately built a portfolio of six specialist subsidiaries, each operating as a focused expert in its domain. Together, they form a conglomerate capable of serving the full spectrum of Ghanaian enterprise needs — from soil to structure, transport to tenure, credit to coverage.

All Six PH Group Subsidiaries

AASL – African Agricultural Support Limited

Ghana's Agricultural Input Specialist

AASL is the agricultural heartbeat of PH Group, supplying quality inputs — fertilizers, agrochemicals, certified seeds, and farm implements — to farmers, cooperatives, and agribusinesses across Ghana. With deep relationships with leading global manufacturers, AASL ensures Ghanaian farmers have access to the inputs they need to maximise yields and build food security.

Fertilizer Supply Agrochemicals Certified Seeds Farm Implements Farmer Advisory

PH Agro Input Services

Bridging Manufacturers & End-Users

PH Agro Input Services specialises in the distribution of agricultural inputs, bridging the gap between international manufacturers and end-users at the farm level. Through an extensive network of dealers and direct farmer engagement, PH Agro ensures that quality inputs reach the last mile of Ghana's agricultural system.

Input Distribution Dealer Network Agronomic Advisory Demo Plots Input Financing Support

African Property Developers & Construction

Building Spaces That Inspire

From residential housing to commercial complexes, African Property Developers & Construction delivers end-to-end real estate solutions for individuals, businesses, and institutional clients across Ghana. Our experienced project management and construction teams deliver on time, on budget, and to the highest Ghanaian and international standards.

Residential Development Commercial Construction Project Management Property Sales Facility Management

PH Motors & Logistics

Moving Ghana Forward

PH Motors & Logistics provides comprehensive vehicle and transportation solutions — from quality vehicle sales to fleet management and freight logistics. Serving businesses, government agencies, and private individuals, we keep Ghana moving with reliability and professionalism at every point of service.

Vehicle Sales Fleet Management Freight Logistics Vehicle Maintenance Transport Consultancy

PH Micro Credit

Empowering Ghanaian Entrepreneurs

PH Micro Credit provides accessible, flexible financial solutions to Ghana's micro, small, and medium enterprises — the engine room of the Ghanaian economy. We believe every entrepreneur deserves access to capital. Our products are designed with real Ghanaian business realities in mind: fast approvals, fair terms, and expert support.

Business Loans Working Capital Finance Asset Finance Agricultural Credit SME Advisory

PH Insurance Broking Services

Protecting What Matters Most

PH Insurance Broking Services connects individuals and businesses with the best insurance products across Ghana's market. As licensed brokers, we represent our clients — not insurers — ensuring that every policy recommendation is in your best interest. From motor to marine, life to liability, we provide professional cover across all major insurance lines.

Motor Insurance Life Insurance Property Insurance Commercial Lines Marine Insurance Health Insurance

Not sure which subsidiary suits your needs?

Contact our team and we will guide you to the right PH Group business for your situation.